(RATED A+)
David Winer is the President and principal planner at Elders Financial LLC. He entered the field of financial services in 1988. He has an undergraduate degree in Sociology and an MBA in Marketing and Finance.
David has more than 23 years insurance, 17 years retirement planning, and seven years securities experience. He completed Certified Financial Planning courses at PDI Institute, Dallas, Texas.
Since 1994, David has focused on providing a financially conservative, reduced risk approach to his clients. Emphasis is given to investment safety, liquidity, and potential tax reduction. David was born and raised in Wisconsin, and has made his home in Plano, Texas with wife and family since 1981.
Privacy: We will not sell your name or use your information for any other purpose than to provide you the FREE booklet.
Elders
Financial LLC
Email Address:
davidwiner@aol.com
All products are provided by A. M. Best, highly rated insurance companies. Product features, endorsements, issue ages or riders may not be available in all jurisdictions. Limitations or restrictions may apply. Before purchasing or considering any policy, you should obtain competent tax and legal advice as to suitability of the product in question. Insurance products are not FDIC/NCUA Insured, not deposit of a bank, not insured by the Federal Government
TX Ins. Lic. # 817209
4125 Stanton Blvd
Plano, TX 75093
However, if annuities are not "your cup of tea," we also offer a FDIC insured Certificate of Deposit that is issued by a well-recognized national bank. The return is linked to the stock, bond, and commodities markets. Upside is an Annual Percentage Yield (APY) of 6 - 10%, with no threat to your invested principal through the investment duration.
Whether you seek the principal and income guarantees of the fixed annuity, or want a Certificate of Deposit that pays more than pennies, we stand ready to provide an assist.
The confusion comes from the fact that there are two distinct types of annuities:
- Fixed
- Variable
We do not support the Variable Annuity because of market risk and high expenses. Most of the negative perception of the annuity comes from this investment, which we view as unsuitable for those nearing or at retirement.
We do support the Fixed Annuity due to contractual guarantees, safety of principal, and absence of fees.
For more than 20 years, fixed annuity seekers have sought our services to provide:
- Interest Rates that Exceed those Offered at the Bank
- Reduced Taxation
- A Lifetime of Guaranteed Income
Utilizing a network of highly rated insurance companies, we will find you the best available:
- Immediate (Lifetime) Annuity
- Term Annuity (like a CD)
- Fixed Index Annuity
CLICK HERE if you wish to view a sample of our current Fixed Annuity rates.
